I don't have access to MAX as a private user I'm afraid. I bought AC3D to build models for AF2 and XP11 as it was affordable. I can certainly build a high quality model and texture it but if your saying I would need another program like MAX to animate it that would be a serious impediment to this endeavour. The XP11 plugin for ACD3 allows you to create animations but as far as I'm aware the AF2 plugin for ACD3 only allows an export in to a form your program understands to compile. I found no mention of animation in the SDK. I'm hoping I haven't massively misunderstood what's involved.